LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,215
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,093
−HK$892/mo
Today · 4.125%
HK$29,985
baseline
▲ 0.50% · 4.625%
HK$31,809
+HK$1,824/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$59,970/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$464,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,389
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,231
−HK$854/mo
Today · 4.125%
HK$33,085
baseline
▲ 0.50% · 4.625%
HK$34,829
+HK$1,744/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$66,170/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$464,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,859
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,912
−HK$1,070/mo
Today · 4.125%
HK$35,982
baseline
▲ 0.50% · 4.625%
HK$38,171
+HK$2,189/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$71,964/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$464,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,667
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,678
−HK$1,024/mo
Today · 4.125%
HK$39,702
baseline
▲ 0.50% · 4.625%
HK$41,795
+HK$2,093/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$79,404/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$464,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,502
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,730
−HK$1,249/mo
Today · 4.125%
HK$41,979
baseline
▲ 0.50% · 4.625%
HK$44,533
+HK$2,554/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,958/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,945
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,124
−HK$1,195/mo
Today · 4.125%
HK$46,319
baseline
▲ 0.50% · 4.625%
HK$48,761
+HK$2,442/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,638/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,788
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,368
−HK$1,605/mo
Today · 4.125%
HK$53,973
baseline
▲ 0.50% · 4.625%
HK$57,257
+HK$3,284/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$107,946/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,501
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,016
−HK$1,538/mo
Today · 4.125%
HK$59,554
baseline
▲ 0.50% · 4.625%
HK$62,693
+HK$3,139/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$119,108/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,019 · Scale 2, in force from 26 Feb 2026)