LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,220
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,098
−HK$892/mo
Today · 4.125%
HK$29,990
baseline
▲ 0.50% · 4.625%
HK$31,815
+HK$1,825/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$59,980/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$464,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,395
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,237
−HK$854/mo
Today · 4.125%
HK$33,091
baseline
▲ 0.50% · 4.625%
HK$34,835
+HK$1,744/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$66,182/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$464,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,865
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,918
−HK$1,070/mo
Today · 4.125%
HK$35,988
baseline
▲ 0.50% · 4.625%
HK$38,178
+HK$2,190/mo
Deposit HK$4.95M · loan HK$7.43M · min. income ≈ HK$71,976/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$464,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,674
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,684
−HK$1,025/mo
Today · 4.125%
HK$39,709
baseline
▲ 0.50% · 4.625%
HK$41,803
+HK$2,094/mo
Deposit HK$4.95M · loan HK$7.43M · min. income ≈ HK$79,418/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$464,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,509
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,738
−HK$1,248/mo
Today · 4.125%
HK$41,986
baseline
▲ 0.50% · 4.625%
HK$44,541
+HK$2,555/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,972/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,953
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,132
−HK$1,196/mo
Today · 4.125%
HK$46,328
baseline
▲ 0.50% · 4.625%
HK$48,770
+HK$2,442/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,656/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,797
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,377
−HK$1,605/mo
Today · 4.125%
HK$53,982
baseline
▲ 0.50% · 4.625%
HK$57,267
+HK$3,285/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$107,964/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,511
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,027
−HK$1,537/mo
Today · 4.125%
HK$59,564
baseline
▲ 0.50% · 4.625%
HK$62,704
+HK$3,140/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$119,128/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,101 · Scale 2, in force from 26 Feb 2026)