LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,222
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,100
−HK$892/mo
Today · 4.125%
HK$29,992
baseline
▲ 0.50% · 4.625%
HK$31,817
+HK$1,825/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$59,984/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$464,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,397
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,239
−HK$854/mo
Today · 4.125%
HK$33,093
baseline
▲ 0.50% · 4.625%
HK$34,838
+HK$1,745/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$66,186/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$464,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,867
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,920
−HK$1,070/mo
Today · 4.125%
HK$35,990
baseline
▲ 0.50% · 4.625%
HK$38,180
+HK$2,190/mo
Deposit HK$4.95M · loan HK$7.43M · min. income ≈ HK$71,980/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$464,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,676
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,687
−HK$1,025/mo
Today · 4.125%
HK$39,712
baseline
▲ 0.50% · 4.625%
HK$41,805
+HK$2,093/mo
Deposit HK$4.95M · loan HK$7.43M · min. income ≈ HK$79,424/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$464,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,511
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,740
−HK$1,249/mo
Today · 4.125%
HK$41,989
baseline
▲ 0.50% · 4.625%
HK$44,544
+HK$2,555/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,978/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,956
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,135
−HK$1,195/mo
Today · 4.125%
HK$46,330
baseline
▲ 0.50% · 4.625%
HK$48,773
+HK$2,443/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,660/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,800
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,380
−HK$1,606/mo
Today · 4.125%
HK$53,986
baseline
▲ 0.50% · 4.625%
HK$57,270
+HK$3,284/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$107,972/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,514
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,030
−HK$1,538/mo
Today · 4.125%
HK$59,568
baseline
▲ 0.50% · 4.625%
HK$62,708
+HK$3,140/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$119,136/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,129 · Scale 2, in force from 26 Feb 2026)