LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,224
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,102
−HK$892/mo
Today · 4.125%
HK$29,994
baseline
▲ 0.50% · 4.625%
HK$31,819
+HK$1,825/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$59,988/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$464,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,399
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,241
−HK$854/mo
Today · 4.125%
HK$33,095
baseline
▲ 0.50% · 4.625%
HK$34,840
+HK$1,745/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$66,190/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$464,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,869
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,922
−HK$1,071/mo
Today · 4.125%
HK$35,993
baseline
▲ 0.50% · 4.625%
HK$38,183
+HK$2,190/mo
Deposit HK$4.95M · loan HK$7.43M · min. income ≈ HK$71,986/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,679
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,689
−HK$1,025/mo
Today · 4.125%
HK$39,714
baseline
▲ 0.50% · 4.625%
HK$41,808
+HK$2,094/mo
Deposit HK$4.95M · loan HK$7.43M · min. income ≈ HK$79,428/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,513
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,743
−HK$1,248/mo
Today · 4.125%
HK$41,991
baseline
▲ 0.50% · 4.625%
HK$44,546
+HK$2,555/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,982/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,958
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,137
−HK$1,196/mo
Today · 4.125%
HK$46,333
baseline
▲ 0.50% · 4.625%
HK$48,776
+HK$2,443/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,666/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,803
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,383
−HK$1,606/mo
Today · 4.125%
HK$53,989
baseline
▲ 0.50% · 4.625%
HK$57,274
+HK$3,285/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$107,978/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,518
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,034
−HK$1,537/mo
Today · 4.125%
HK$59,571
baseline
▲ 0.50% · 4.625%
HK$62,711
+HK$3,140/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$119,142/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,157 · Scale 2, in force from 26 Feb 2026)