LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,229
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,107
−HK$892/mo
Today · 4.125%
HK$29,999
baseline
▲ 0.50% · 4.625%
HK$31,824
+HK$1,825/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$59,998/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$464,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,404
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,246
−HK$855/mo
Today · 4.125%
HK$33,101
baseline
▲ 0.50% · 4.625%
HK$34,846
+HK$1,745/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$66,202/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$464,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,874
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,928
−HK$1,071/mo
Today · 4.125%
HK$35,999
baseline
▲ 0.50% · 4.625%
HK$38,189
+HK$2,190/mo
Deposit HK$4.95M · loan HK$7.43M · min. income ≈ HK$71,998/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,685
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,696
−HK$1,025/mo
Today · 4.125%
HK$39,721
baseline
▲ 0.50% · 4.625%
HK$41,815
+HK$2,094/mo
Deposit HK$4.95M · loan HK$7.43M · min. income ≈ HK$79,442/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,520
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,750
−HK$1,248/mo
Today · 4.125%
HK$41,998
baseline
▲ 0.50% · 4.625%
HK$44,554
+HK$2,556/mo
Deposit HK$3.71M · loan HK$8.67M · min. income ≈ HK$83,996/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,966
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,145
−HK$1,196/mo
Today · 4.125%
HK$46,341
baseline
▲ 0.50% · 4.625%
HK$48,784
+HK$2,443/mo
Deposit HK$3.71M · loan HK$8.67M · min. income ≈ HK$92,682/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,812
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,392
−HK$1,606/mo
Today · 4.125%
HK$53,998
baseline
▲ 0.50% · 4.625%
HK$57,284
+HK$3,286/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$107,996/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,528
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,044
−HK$1,538/mo
Today · 4.125%
HK$59,582
baseline
▲ 0.50% · 4.625%
HK$62,722
+HK$3,140/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$119,164/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,237 · Scale 2, in force from 26 Feb 2026)