LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,231
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,110
−HK$892/mo
Today · 4.125%
HK$30,002
baseline
▲ 0.50% · 4.625%
HK$31,827
+HK$1,825/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$60,004/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$464,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,407
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,250
−HK$854/mo
Today · 4.125%
HK$33,104
baseline
▲ 0.50% · 4.625%
HK$34,849
+HK$1,745/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$66,208/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$464,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,878
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,932
−HK$1,070/mo
Today · 4.125%
HK$36,002
baseline
▲ 0.50% · 4.625%
HK$38,193
+HK$2,191/mo
Deposit HK$4.95M · loan HK$7.43M · min. income ≈ HK$72,004/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,689
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,699
−HK$1,026/mo
Today · 4.125%
HK$39,725
baseline
▲ 0.50% · 4.625%
HK$41,819
+HK$2,094/mo
Deposit HK$4.95M · loan HK$7.43M · min. income ≈ HK$79,450/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,524
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,753
−HK$1,250/mo
Today · 4.125%
HK$42,003
baseline
▲ 0.50% · 4.625%
HK$44,558
+HK$2,555/mo
Deposit HK$3.71M · loan HK$8.67M · min. income ≈ HK$84,006/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,970
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,149
−HK$1,197/mo
Today · 4.125%
HK$46,346
baseline
▲ 0.50% · 4.625%
HK$48,789
+HK$2,443/mo
Deposit HK$3.71M · loan HK$8.67M · min. income ≈ HK$92,692/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,817
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,397
−HK$1,606/mo
Today · 4.125%
HK$54,003
baseline
▲ 0.50% · 4.625%
HK$57,289
+HK$3,286/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$108,006/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,533
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,049
−HK$1,538/mo
Today · 4.125%
HK$59,587
baseline
▲ 0.50% · 4.625%
HK$62,728
+HK$3,141/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$119,174/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,281 · Scale 2, in force from 26 Feb 2026)