LTV · monthly repayment
▼ 0.50% · 3.625%
HK$282,356
−HK$17,706/mo
▼ 0.25% · 3.875%
HK$291,138
−HK$8,924/mo
Today · 4.125%
HK$300,062
baseline
▲ 0.50% · 4.625%
HK$318,320
+HK$18,258/mo
Deposit HK$61.91M · loan HK$61.91M · min. income ≈ HK$600,124/mo (50% DSR)
Upfront cash ≈ HK$69.96M (deposit + AVD stamp duty HK$8,048,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,118
−HK$16,971/mo
▼ 0.25% · 3.875%
HK$322,542
−HK$8,547/mo
Today · 4.125%
HK$331,089
baseline
▲ 0.50% · 4.625%
HK$348,541
+HK$17,452/mo
Deposit HK$61.91M · loan HK$61.91M · min. income ≈ HK$662,178/mo (50% DSR)
Upfront cash ≈ HK$69.96M (deposit + AVD stamp duty HK$8,048,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,827
−HK$21,247/mo
▼ 0.25% · 3.875%
HK$349,366
−HK$10,708/mo
Today · 4.125%
HK$360,074
baseline
▲ 0.50% · 4.625%
HK$381,984
+HK$21,910/mo
Deposit HK$49.53M · loan HK$74.30M · min. income ≈ HK$720,148/mo (50% DSR)
Upfront cash ≈ HK$57.58M (deposit + AVD stamp duty HK$8,048,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$376,941
−HK$20,365/mo
▼ 0.25% · 3.875%
HK$387,051
−HK$10,255/mo
Today · 4.125%
HK$397,306
baseline
▲ 0.50% · 4.625%
HK$418,249
+HK$20,943/mo
Deposit HK$49.53M · loan HK$74.30M · min. income ≈ HK$794,612/mo (50% DSR)
Upfront cash ≈ HK$57.58M (deposit + AVD stamp duty HK$8,048,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,298
−HK$24,789/mo
▼ 0.25% · 3.875%
HK$407,594
−HK$12,493/mo
Today · 4.125%
HK$420,087
baseline
▲ 0.50% · 4.625%
HK$445,648
+HK$25,561/mo
Deposit HK$37.15M · loan HK$86.68M · min. income ≈ HK$840,174/mo (50% DSR)
Upfront cash ≈ HK$45.20M (deposit + AVD stamp duty HK$8,048,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$439,765
−HK$23,759/mo
▼ 0.25% · 3.875%
HK$451,559
−HK$11,965/mo
Today · 4.125%
HK$463,524
baseline
▲ 0.50% · 4.625%
HK$487,957
+HK$24,433/mo
Deposit HK$37.15M · loan HK$86.68M · min. income ≈ HK$927,048/mo (50% DSR)
Upfront cash ≈ HK$45.20M (deposit + AVD stamp duty HK$8,048,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$508,240
−HK$31,871/mo
▼ 0.25% · 3.875%
HK$524,049
−HK$16,062/mo
Today · 4.125%
HK$540,111
baseline
▲ 0.50% · 4.625%
HK$572,976
+HK$32,865/mo
Deposit HK$12.38M · loan HK$111.44M · min. income ≈ HK$1,080,222/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$8,048,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$565,412
−HK$30,547/mo
▼ 0.25% · 3.875%
HK$580,576
−HK$15,383/mo
Today · 4.125%
HK$595,959
baseline
▲ 0.50% · 4.625%
HK$627,373
+HK$31,414/mo
Deposit HK$12.38M · loan HK$111.44M · min. income ≈ HK$1,191,918/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$8,048,707 · Scale 2, in force from 26 Feb 2026)