LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,237
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,116
−HK$892/mo
Today · 4.125%
HK$30,008
baseline
▲ 0.50% · 4.625%
HK$31,834
+HK$1,826/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$60,016/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,414
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,256
−HK$855/mo
Today · 4.125%
HK$33,111
baseline
▲ 0.50% · 4.625%
HK$34,856
+HK$1,745/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$66,222/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,885
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,939
−HK$1,071/mo
Today · 4.125%
HK$36,010
baseline
▲ 0.50% · 4.625%
HK$38,201
+HK$2,191/mo
Deposit HK$4.95M · loan HK$7.43M · min. income ≈ HK$72,020/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,697
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,708
−HK$1,025/mo
Today · 4.125%
HK$39,733
baseline
▲ 0.50% · 4.625%
HK$41,828
+HK$2,095/mo
Deposit HK$4.95M · loan HK$7.43M · min. income ≈ HK$79,466/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,532
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,762
−HK$1,249/mo
Today · 4.125%
HK$42,011
baseline
▲ 0.50% · 4.625%
HK$44,568
+HK$2,557/mo
Deposit HK$3.72M · loan HK$8.67M · min. income ≈ HK$84,022/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,979
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,159
−HK$1,196/mo
Today · 4.125%
HK$46,355
baseline
▲ 0.50% · 4.625%
HK$48,799
+HK$2,444/mo
Deposit HK$3.72M · loan HK$8.67M · min. income ≈ HK$92,710/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,827
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,408
−HK$1,607/mo
Today · 4.125%
HK$54,015
baseline
▲ 0.50% · 4.625%
HK$57,301
+HK$3,286/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$108,030/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,545
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,061
−HK$1,539/mo
Today · 4.125%
HK$59,600
baseline
▲ 0.50% · 4.625%
HK$62,741
+HK$3,141/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$119,200/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,379 · Scale 2, in force from 26 Feb 2026)