LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,246
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,125
−HK$893/mo
Today · 4.125%
HK$30,018
baseline
▲ 0.50% · 4.625%
HK$31,844
+HK$1,826/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$60,036/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,424
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,267
−HK$855/mo
Today · 4.125%
HK$33,122
baseline
▲ 0.50% · 4.625%
HK$34,867
+HK$1,745/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$66,244/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,896
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,950
−HK$1,071/mo
Today · 4.125%
HK$36,021
baseline
▲ 0.50% · 4.625%
HK$38,213
+HK$2,192/mo
Deposit HK$4.95M · loan HK$7.43M · min. income ≈ HK$72,042/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,709
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,720
−HK$1,026/mo
Today · 4.125%
HK$39,746
baseline
▲ 0.50% · 4.625%
HK$41,841
+HK$2,095/mo
Deposit HK$4.95M · loan HK$7.43M · min. income ≈ HK$79,492/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,545
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,775
−HK$1,250/mo
Today · 4.125%
HK$42,025
baseline
▲ 0.50% · 4.625%
HK$44,582
+HK$2,557/mo
Deposit HK$3.72M · loan HK$8.67M · min. income ≈ HK$84,050/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,993
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,173
−HK$1,197/mo
Today · 4.125%
HK$46,370
baseline
▲ 0.50% · 4.625%
HK$48,814
+HK$2,444/mo
Deposit HK$3.72M · loan HK$8.67M · min. income ≈ HK$92,740/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,844
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,425
−HK$1,607/mo
Today · 4.125%
HK$54,032
baseline
▲ 0.50% · 4.625%
HK$57,320
+HK$3,288/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$108,064/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,563
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,080
−HK$1,539/mo
Today · 4.125%
HK$59,619
baseline
▲ 0.50% · 4.625%
HK$62,761
+HK$3,142/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$119,238/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,528 · Scale 2, in force from 26 Feb 2026)