LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,247
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,126
−HK$892/mo
Today · 4.125%
HK$30,018
baseline
▲ 0.50% · 4.625%
HK$31,845
+HK$1,827/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$60,036/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,424
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,267
−HK$855/mo
Today · 4.125%
HK$33,122
baseline
▲ 0.50% · 4.625%
HK$34,868
+HK$1,746/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$66,244/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,896
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,951
−HK$1,071/mo
Today · 4.125%
HK$36,022
baseline
▲ 0.50% · 4.625%
HK$38,214
+HK$2,192/mo
Deposit HK$4.96M · loan HK$7.43M · min. income ≈ HK$72,044/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,709
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,721
−HK$1,026/mo
Today · 4.125%
HK$39,747
baseline
▲ 0.50% · 4.625%
HK$41,842
+HK$2,095/mo
Deposit HK$4.96M · loan HK$7.43M · min. income ≈ HK$79,494/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,546
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,776
−HK$1,250/mo
Today · 4.125%
HK$42,026
baseline
▲ 0.50% · 4.625%
HK$44,583
+HK$2,557/mo
Deposit HK$3.72M · loan HK$8.67M · min. income ≈ HK$84,052/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,994
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,174
−HK$1,197/mo
Today · 4.125%
HK$46,371
baseline
▲ 0.50% · 4.625%
HK$48,815
+HK$2,444/mo
Deposit HK$3.72M · loan HK$8.67M · min. income ≈ HK$92,742/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,844
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,426
−HK$1,607/mo
Today · 4.125%
HK$54,033
baseline
▲ 0.50% · 4.625%
HK$57,321
+HK$3,288/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$108,066/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,564
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,081
−HK$1,539/mo
Today · 4.125%
HK$59,620
baseline
▲ 0.50% · 4.625%
HK$62,763
+HK$3,143/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$119,240/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,536 · Scale 2, in force from 26 Feb 2026)