LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,255
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,134
−HK$893/mo
Today · 4.125%
HK$30,027
baseline
▲ 0.50% · 4.625%
HK$31,854
+HK$1,827/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,054/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,434
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,277
−HK$855/mo
Today · 4.125%
HK$33,132
baseline
▲ 0.50% · 4.625%
HK$34,879
+HK$1,747/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,264/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,907
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,961
−HK$1,072/mo
Today · 4.125%
HK$36,033
baseline
▲ 0.50% · 4.625%
HK$38,225
+HK$2,192/mo
Deposit HK$4.96M · loan HK$7.43M · min. income ≈ HK$72,066/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,721
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,732
−HK$1,027/mo
Today · 4.125%
HK$39,759
baseline
▲ 0.50% · 4.625%
HK$41,854
+HK$2,095/mo
Deposit HK$4.96M · loan HK$7.43M · min. income ≈ HK$79,518/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,558
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,788
−HK$1,250/mo
Today · 4.125%
HK$42,038
baseline
▲ 0.50% · 4.625%
HK$44,596
+HK$2,558/mo
Deposit HK$3.72M · loan HK$8.67M · min. income ≈ HK$84,076/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,008
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,188
−HK$1,197/mo
Today · 4.125%
HK$46,385
baseline
▲ 0.50% · 4.625%
HK$48,830
+HK$2,445/mo
Deposit HK$3.72M · loan HK$8.67M · min. income ≈ HK$92,770/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,860
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,442
−HK$1,607/mo
Today · 4.125%
HK$54,049
baseline
▲ 0.50% · 4.625%
HK$57,338
+HK$3,289/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$108,098/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,581
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,099
−HK$1,539/mo
Today · 4.125%
HK$59,638
baseline
▲ 0.50% · 4.625%
HK$62,782
+HK$3,144/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$119,276/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,677 · Scale 2, in force from 26 Feb 2026)