LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,256
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,135
−HK$893/mo
Today · 4.125%
HK$30,028
baseline
▲ 0.50% · 4.625%
HK$31,855
+HK$1,827/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,056/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,434
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,277
−HK$856/mo
Today · 4.125%
HK$33,133
baseline
▲ 0.50% · 4.625%
HK$34,879
+HK$1,746/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,266/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,907
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,962
−HK$1,071/mo
Today · 4.125%
HK$36,033
baseline
▲ 0.50% · 4.625%
HK$38,226
+HK$2,193/mo
Deposit HK$4.96M · loan HK$7.43M · min. income ≈ HK$72,066/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,721
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,733
−HK$1,026/mo
Today · 4.125%
HK$39,759
baseline
▲ 0.50% · 4.625%
HK$41,855
+HK$2,096/mo
Deposit HK$4.96M · loan HK$7.43M · min. income ≈ HK$79,518/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,558
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,788
−HK$1,251/mo
Today · 4.125%
HK$42,039
baseline
▲ 0.50% · 4.625%
HK$44,597
+HK$2,558/mo
Deposit HK$3.72M · loan HK$8.67M · min. income ≈ HK$84,078/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,008
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,188
−HK$1,198/mo
Today · 4.125%
HK$46,386
baseline
▲ 0.50% · 4.625%
HK$48,831
+HK$2,445/mo
Deposit HK$3.72M · loan HK$8.67M · min. income ≈ HK$92,772/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,860
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,442
−HK$1,608/mo
Today · 4.125%
HK$54,050
baseline
▲ 0.50% · 4.625%
HK$57,338
+HK$3,288/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$108,100/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,582
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,099
−HK$1,540/mo
Today · 4.125%
HK$59,639
baseline
▲ 0.50% · 4.625%
HK$62,782
+HK$3,143/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$119,278/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,681 · Scale 2, in force from 26 Feb 2026)