LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,259
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,138
−HK$893/mo
Today · 4.125%
HK$30,031
baseline
▲ 0.50% · 4.625%
HK$31,859
+HK$1,828/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,062/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,438
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,281
−HK$856/mo
Today · 4.125%
HK$33,137
baseline
▲ 0.50% · 4.625%
HK$34,883
+HK$1,746/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,274/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,911
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,966
−HK$1,072/mo
Today · 4.125%
HK$36,038
baseline
▲ 0.50% · 4.625%
HK$38,230
+HK$2,192/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$72,076/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,726
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,738
−HK$1,026/mo
Today · 4.125%
HK$39,764
baseline
▲ 0.50% · 4.625%
HK$41,860
+HK$2,096/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$79,528/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,563
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,794
−HK$1,250/mo
Today · 4.125%
HK$42,044
baseline
▲ 0.50% · 4.625%
HK$44,602
+HK$2,558/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$84,088/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,013
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,194
−HK$1,197/mo
Today · 4.125%
HK$46,391
baseline
▲ 0.50% · 4.625%
HK$48,837
+HK$2,446/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$92,782/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,867
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,449
−HK$1,607/mo
Today · 4.125%
HK$54,056
baseline
▲ 0.50% · 4.625%
HK$57,346
+HK$3,290/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$108,112/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,589
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,106
−HK$1,540/mo
Today · 4.125%
HK$59,646
baseline
▲ 0.50% · 4.625%
HK$62,790
+HK$3,144/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$119,292/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,739 · Scale 2, in force from 26 Feb 2026)