LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,262
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,141
−HK$893/mo
Today · 4.125%
HK$30,034
baseline
▲ 0.50% · 4.625%
HK$31,861
+HK$1,827/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,068/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,441
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,284
−HK$855/mo
Today · 4.125%
HK$33,139
baseline
▲ 0.50% · 4.625%
HK$34,886
+HK$1,747/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,278/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,914
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,969
−HK$1,072/mo
Today · 4.125%
HK$36,041
baseline
▲ 0.50% · 4.625%
HK$38,234
+HK$2,193/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$72,082/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,729
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,741
−HK$1,026/mo
Today · 4.125%
HK$39,767
baseline
▲ 0.50% · 4.625%
HK$41,864
+HK$2,097/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$79,534/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,566
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,797
−HK$1,250/mo
Today · 4.125%
HK$42,047
baseline
▲ 0.50% · 4.625%
HK$44,606
+HK$2,559/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$84,094/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,017
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,198
−HK$1,197/mo
Today · 4.125%
HK$46,395
baseline
▲ 0.50% · 4.625%
HK$48,841
+HK$2,446/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$92,790/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,871
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,453
−HK$1,608/mo
Today · 4.125%
HK$54,061
baseline
▲ 0.50% · 4.625%
HK$57,351
+HK$3,290/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$108,122/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,593
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,111
−HK$1,540/mo
Today · 4.125%
HK$59,651
baseline
▲ 0.50% · 4.625%
HK$62,795
+HK$3,144/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$119,302/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,778 · Scale 2, in force from 26 Feb 2026)