LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,262
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,141
−HK$893/mo
Today · 4.125%
HK$30,034
baseline
▲ 0.50% · 4.625%
HK$31,862
+HK$1,828/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,068/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,441
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,284
−HK$856/mo
Today · 4.125%
HK$33,140
baseline
▲ 0.50% · 4.625%
HK$34,887
+HK$1,747/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,280/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,914
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,969
−HK$1,072/mo
Today · 4.125%
HK$36,041
baseline
▲ 0.50% · 4.625%
HK$38,234
+HK$2,193/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$72,082/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,729
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,741
−HK$1,027/mo
Today · 4.125%
HK$39,768
baseline
▲ 0.50% · 4.625%
HK$41,864
+HK$2,096/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$79,536/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,567
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,797
−HK$1,251/mo
Today · 4.125%
HK$42,048
baseline
▲ 0.50% · 4.625%
HK$44,606
+HK$2,558/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$84,096/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,018
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,198
−HK$1,198/mo
Today · 4.125%
HK$46,396
baseline
▲ 0.50% · 4.625%
HK$48,841
+HK$2,445/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$92,792/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,872
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,454
−HK$1,608/mo
Today · 4.125%
HK$54,062
baseline
▲ 0.50% · 4.625%
HK$57,351
+HK$3,289/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$108,124/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,594
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,112
−HK$1,540/mo
Today · 4.125%
HK$59,652
baseline
▲ 0.50% · 4.625%
HK$62,796
+HK$3,144/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$119,304/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,783 · Scale 2, in force from 26 Feb 2026)