LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,262
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,141
−HK$894/mo
Today · 4.125%
HK$30,035
baseline
▲ 0.50% · 4.625%
HK$31,862
+HK$1,827/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,070/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,442
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,285
−HK$855/mo
Today · 4.125%
HK$33,140
baseline
▲ 0.50% · 4.625%
HK$34,887
+HK$1,747/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,280/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,915
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,970
−HK$1,072/mo
Today · 4.125%
HK$36,042
baseline
▲ 0.50% · 4.625%
HK$38,235
+HK$2,193/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$72,084/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,730
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,742
−HK$1,026/mo
Today · 4.125%
HK$39,768
baseline
▲ 0.50% · 4.625%
HK$41,865
+HK$2,097/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$79,536/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,567
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,798
−HK$1,251/mo
Today · 4.125%
HK$42,049
baseline
▲ 0.50% · 4.625%
HK$44,607
+HK$2,558/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$84,098/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,018
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,199
−HK$1,197/mo
Today · 4.125%
HK$46,396
baseline
▲ 0.50% · 4.625%
HK$48,842
+HK$2,446/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$92,792/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,872
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,455
−HK$1,607/mo
Today · 4.125%
HK$54,062
baseline
▲ 0.50% · 4.625%
HK$57,352
+HK$3,290/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$108,124/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,595
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,113
−HK$1,540/mo
Today · 4.125%
HK$59,653
baseline
▲ 0.50% · 4.625%
HK$62,797
+HK$3,144/mo
Deposit HK$1.24M · loan HK$11.15M · min. income ≈ HK$119,306/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,790 · Scale 2, in force from 26 Feb 2026)