LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,266
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,145
−HK$893/mo
Today · 4.125%
HK$30,038
baseline
▲ 0.50% · 4.625%
HK$31,866
+HK$1,828/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,076/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,446
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,289
−HK$855/mo
Today · 4.125%
HK$33,144
baseline
▲ 0.50% · 4.625%
HK$34,892
+HK$1,748/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,288/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,919
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,974
−HK$1,072/mo
Today · 4.125%
HK$36,046
baseline
▲ 0.50% · 4.625%
HK$38,239
+HK$2,193/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$72,092/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,735
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,747
−HK$1,026/mo
Today · 4.125%
HK$39,773
baseline
▲ 0.50% · 4.625%
HK$41,870
+HK$2,097/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$79,546/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,572
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,803
−HK$1,251/mo
Today · 4.125%
HK$42,054
baseline
▲ 0.50% · 4.625%
HK$44,613
+HK$2,559/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$84,108/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,024
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,204
−HK$1,198/mo
Today · 4.125%
HK$46,402
baseline
▲ 0.50% · 4.625%
HK$48,848
+HK$2,446/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$92,804/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,879
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,461
−HK$1,608/mo
Today · 4.125%
HK$54,069
baseline
▲ 0.50% · 4.625%
HK$57,359
+HK$3,290/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$108,138/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,602
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,120
−HK$1,540/mo
Today · 4.125%
HK$59,660
baseline
▲ 0.50% · 4.625%
HK$62,805
+HK$3,145/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$119,320/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,848 · Scale 2, in force from 26 Feb 2026)