LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,267
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,146
−HK$893/mo
Today · 4.125%
HK$30,039
baseline
▲ 0.50% · 4.625%
HK$31,867
+HK$1,828/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,078/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,446
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,290
−HK$855/mo
Today · 4.125%
HK$33,145
baseline
▲ 0.50% · 4.625%
HK$34,892
+HK$1,747/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,290/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,920
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$34,975
−HK$1,072/mo
Today · 4.125%
HK$36,047
baseline
▲ 0.50% · 4.625%
HK$38,240
+HK$2,193/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$72,094/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,735
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,747
−HK$1,027/mo
Today · 4.125%
HK$39,774
baseline
▲ 0.50% · 4.625%
HK$41,871
+HK$2,097/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$79,548/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,573
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,804
−HK$1,251/mo
Today · 4.125%
HK$42,055
baseline
▲ 0.50% · 4.625%
HK$44,614
+HK$2,559/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$84,110/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,025
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,205
−HK$1,198/mo
Today · 4.125%
HK$46,403
baseline
▲ 0.50% · 4.625%
HK$48,849
+HK$2,446/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$92,806/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,880
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,462
−HK$1,608/mo
Today · 4.125%
HK$54,070
baseline
▲ 0.50% · 4.625%
HK$57,360
+HK$3,290/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$108,140/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,603
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,121
−HK$1,540/mo
Today · 4.125%
HK$59,661
baseline
▲ 0.50% · 4.625%
HK$62,806
+HK$3,145/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$119,322/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,858 · Scale 2, in force from 26 Feb 2026)