LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,269
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,148
−HK$893/mo
Today · 4.125%
HK$30,041
baseline
▲ 0.50% · 4.625%
HK$31,869
+HK$1,828/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,082/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,449
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,292
−HK$856/mo
Today · 4.125%
HK$33,148
baseline
▲ 0.50% · 4.625%
HK$34,895
+HK$1,747/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,296/mo (50% DSR)
Upfront cash ≈ HK$6.66M (deposit + AVD stamp duty HK$464,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,922
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,978
−HK$1,072/mo
Today · 4.125%
HK$36,050
baseline
▲ 0.50% · 4.625%
HK$38,243
+HK$2,193/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$72,100/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,738
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,751
−HK$1,026/mo
Today · 4.125%
HK$39,777
baseline
▲ 0.50% · 4.625%
HK$41,874
+HK$2,097/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$79,554/mo (50% DSR)
Upfront cash ≈ HK$5.42M (deposit + AVD stamp duty HK$464,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,576
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,807
−HK$1,251/mo
Today · 4.125%
HK$42,058
baseline
▲ 0.50% · 4.625%
HK$44,617
+HK$2,559/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$84,116/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,028
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,209
−HK$1,198/mo
Today · 4.125%
HK$46,407
baseline
▲ 0.50% · 4.625%
HK$48,853
+HK$2,446/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$92,814/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,884
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,466
−HK$1,609/mo
Today · 4.125%
HK$54,075
baseline
▲ 0.50% · 4.625%
HK$57,365
+HK$3,290/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$108,150/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,608
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,126
−HK$1,540/mo
Today · 4.125%
HK$59,666
baseline
▲ 0.50% · 4.625%
HK$62,811
+HK$3,145/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$119,332/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,894 · Scale 2, in force from 26 Feb 2026)