LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,275
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,155
−HK$893/mo
Today · 4.125%
HK$30,048
baseline
▲ 0.50% · 4.625%
HK$31,877
+HK$1,829/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,096/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,456
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,300
−HK$855/mo
Today · 4.125%
HK$33,155
baseline
▲ 0.50% · 4.625%
HK$34,903
+HK$1,748/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,310/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,930
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,986
−HK$1,072/mo
Today · 4.125%
HK$36,058
baseline
▲ 0.50% · 4.625%
HK$38,252
+HK$2,194/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$72,116/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,747
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,759
−HK$1,027/mo
Today · 4.125%
HK$39,786
baseline
▲ 0.50% · 4.625%
HK$41,884
+HK$2,098/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$79,572/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,585
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,817
−HK$1,251/mo
Today · 4.125%
HK$42,068
baseline
▲ 0.50% · 4.625%
HK$44,627
+HK$2,559/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$84,136/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,038
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,219
−HK$1,199/mo
Today · 4.125%
HK$46,418
baseline
▲ 0.50% · 4.625%
HK$48,864
+HK$2,446/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$92,836/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,895
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,479
−HK$1,608/mo
Today · 4.125%
HK$54,087
baseline
▲ 0.50% · 4.625%
HK$57,378
+HK$3,291/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$108,174/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,621
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,139
−HK$1,541/mo
Today · 4.125%
HK$59,680
baseline
▲ 0.50% · 4.625%
HK$62,826
+HK$3,146/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$119,360/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,002 · Scale 2, in force from 26 Feb 2026)