LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,278
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,157
−HK$894/mo
Today · 4.125%
HK$30,051
baseline
▲ 0.50% · 4.625%
HK$31,879
+HK$1,828/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,102/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,459
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,302
−HK$856/mo
Today · 4.125%
HK$33,158
baseline
▲ 0.50% · 4.625%
HK$34,906
+HK$1,748/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,316/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,933
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,989
−HK$1,072/mo
Today · 4.125%
HK$36,061
baseline
▲ 0.50% · 4.625%
HK$38,255
+HK$2,194/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$72,122/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,750
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,763
−HK$1,027/mo
Today · 4.125%
HK$39,790
baseline
▲ 0.50% · 4.625%
HK$41,887
+HK$2,097/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$79,580/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,589
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,820
−HK$1,251/mo
Today · 4.125%
HK$42,071
baseline
▲ 0.50% · 4.625%
HK$44,631
+HK$2,560/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$84,142/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,042
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,223
−HK$1,198/mo
Today · 4.125%
HK$46,421
baseline
▲ 0.50% · 4.625%
HK$48,868
+HK$2,447/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$92,842/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,900
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,483
−HK$1,608/mo
Today · 4.125%
HK$54,091
baseline
▲ 0.50% · 4.625%
HK$57,383
+HK$3,292/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$108,182/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,625
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,144
−HK$1,541/mo
Today · 4.125%
HK$59,685
baseline
▲ 0.50% · 4.625%
HK$62,831
+HK$3,146/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$119,370/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,040 · Scale 2, in force from 26 Feb 2026)