LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,279
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,158
−HK$894/mo
Today · 4.125%
HK$30,052
baseline
▲ 0.50% · 4.625%
HK$31,881
+HK$1,829/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,104/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,460
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,303
−HK$856/mo
Today · 4.125%
HK$33,159
baseline
▲ 0.50% · 4.625%
HK$34,907
+HK$1,748/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,318/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,934
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,990
−HK$1,072/mo
Today · 4.125%
HK$36,062
baseline
▲ 0.50% · 4.625%
HK$38,257
+HK$2,195/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$72,124/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,752
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,764
−HK$1,027/mo
Today · 4.125%
HK$39,791
baseline
▲ 0.50% · 4.625%
HK$41,889
+HK$2,098/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$79,582/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,590
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,822
−HK$1,251/mo
Today · 4.125%
HK$42,073
baseline
▲ 0.50% · 4.625%
HK$44,633
+HK$2,560/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$84,146/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,044
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,225
−HK$1,198/mo
Today · 4.125%
HK$46,423
baseline
▲ 0.50% · 4.625%
HK$48,870
+HK$2,447/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$92,846/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,902
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,485
−HK$1,609/mo
Today · 4.125%
HK$54,094
baseline
▲ 0.50% · 4.625%
HK$57,385
+HK$3,291/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$108,188/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,628
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,146
−HK$1,541/mo
Today · 4.125%
HK$59,687
baseline
▲ 0.50% · 4.625%
HK$62,833
+HK$3,146/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$119,374/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,058 · Scale 2, in force from 26 Feb 2026)