LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,281
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,161
−HK$894/mo
Today · 4.125%
HK$30,055
baseline
▲ 0.50% · 4.625%
HK$31,884
+HK$1,829/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,110/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,463
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,306
−HK$856/mo
Today · 4.125%
HK$33,162
baseline
▲ 0.50% · 4.625%
HK$34,911
+HK$1,749/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,324/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,938
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,993
−HK$1,073/mo
Today · 4.125%
HK$36,066
baseline
▲ 0.50% · 4.625%
HK$38,260
+HK$2,194/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$72,132/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,755
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,768
−HK$1,027/mo
Today · 4.125%
HK$39,795
baseline
▲ 0.50% · 4.625%
HK$41,893
+HK$2,098/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$79,590/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,594
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,825
−HK$1,252/mo
Today · 4.125%
HK$42,077
baseline
▲ 0.50% · 4.625%
HK$44,637
+HK$2,560/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$84,154/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,048
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,229
−HK$1,198/mo
Today · 4.125%
HK$46,427
baseline
▲ 0.50% · 4.625%
HK$48,875
+HK$2,448/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$92,854/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,906
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,490
−HK$1,609/mo
Today · 4.125%
HK$54,099
baseline
▲ 0.50% · 4.625%
HK$57,390
+HK$3,291/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$108,198/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,633
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,152
−HK$1,540/mo
Today · 4.125%
HK$59,692
baseline
▲ 0.50% · 4.625%
HK$62,839
+HK$3,147/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$119,384/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,101 · Scale 2, in force from 26 Feb 2026)