LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,282
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,162
−HK$893/mo
Today · 4.125%
HK$30,055
baseline
▲ 0.50% · 4.625%
HK$31,884
+HK$1,829/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,110/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,463
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,307
−HK$856/mo
Today · 4.125%
HK$33,163
baseline
▲ 0.50% · 4.625%
HK$34,911
+HK$1,748/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,326/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,938
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,994
−HK$1,072/mo
Today · 4.125%
HK$36,066
baseline
▲ 0.50% · 4.625%
HK$38,261
+HK$2,195/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$72,132/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,756
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,768
−HK$1,028/mo
Today · 4.125%
HK$39,796
baseline
▲ 0.50% · 4.625%
HK$41,893
+HK$2,097/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$79,592/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,595
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,826
−HK$1,251/mo
Today · 4.125%
HK$42,077
baseline
▲ 0.50% · 4.625%
HK$44,638
+HK$2,561/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$84,154/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,049
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,230
−HK$1,198/mo
Today · 4.125%
HK$46,428
baseline
▲ 0.50% · 4.625%
HK$48,876
+HK$2,448/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$92,856/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,907
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,491
−HK$1,609/mo
Today · 4.125%
HK$54,100
baseline
▲ 0.50% · 4.625%
HK$57,391
+HK$3,291/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$108,200/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,634
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,153
−HK$1,541/mo
Today · 4.125%
HK$59,694
baseline
▲ 0.50% · 4.625%
HK$62,840
+HK$3,146/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$119,388/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,109 · Scale 2, in force from 26 Feb 2026)