LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,285
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,165
−HK$894/mo
Today · 4.125%
HK$30,059
baseline
▲ 0.50% · 4.625%
HK$31,888
+HK$1,829/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,118/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,467
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,311
−HK$856/mo
Today · 4.125%
HK$33,167
baseline
▲ 0.50% · 4.625%
HK$34,915
+HK$1,748/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,334/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,942
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$34,998
−HK$1,073/mo
Today · 4.125%
HK$36,071
baseline
▲ 0.50% · 4.625%
HK$38,265
+HK$2,194/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$72,142/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,760
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,773
−HK$1,027/mo
Today · 4.125%
HK$39,800
baseline
▲ 0.50% · 4.625%
HK$41,898
+HK$2,098/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$79,600/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,599
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,831
−HK$1,251/mo
Today · 4.125%
HK$42,082
baseline
▲ 0.50% · 4.625%
HK$44,643
+HK$2,561/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$84,164/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,054
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,235
−HK$1,199/mo
Today · 4.125%
HK$46,434
baseline
▲ 0.50% · 4.625%
HK$48,881
+HK$2,447/mo
Deposit HK$3.72M · loan HK$8.68M · min. income ≈ HK$92,868/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,913
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,497
−HK$1,609/mo
Today · 4.125%
HK$54,106
baseline
▲ 0.50% · 4.625%
HK$57,398
+HK$3,292/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$108,212/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,640
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,159
−HK$1,541/mo
Today · 4.125%
HK$59,700
baseline
▲ 0.50% · 4.625%
HK$62,847
+HK$3,147/mo
Deposit HK$1.24M · loan HK$11.16M · min. income ≈ HK$119,400/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,163 · Scale 2, in force from 26 Feb 2026)