LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,291
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,172
−HK$894/mo
Today · 4.125%
HK$30,066
baseline
▲ 0.50% · 4.625%
HK$31,895
+HK$1,829/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,132/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,474
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,318
−HK$856/mo
Today · 4.125%
HK$33,174
baseline
▲ 0.50% · 4.625%
HK$34,923
+HK$1,749/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,348/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,950
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,006
−HK$1,073/mo
Today · 4.125%
HK$36,079
baseline
▲ 0.50% · 4.625%
HK$38,274
+HK$2,195/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$72,158/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,769
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,782
−HK$1,027/mo
Today · 4.125%
HK$39,809
baseline
▲ 0.50% · 4.625%
HK$41,908
+HK$2,099/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$79,618/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,608
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,840
−HK$1,252/mo
Today · 4.125%
HK$42,092
baseline
▲ 0.50% · 4.625%
HK$44,653
+HK$2,561/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$84,184/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,064
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,245
−HK$1,199/mo
Today · 4.125%
HK$46,444
baseline
▲ 0.50% · 4.625%
HK$48,892
+HK$2,448/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$92,888/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,925
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,509
−HK$1,609/mo
Today · 4.125%
HK$54,118
baseline
▲ 0.50% · 4.625%
HK$57,411
+HK$3,293/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$108,236/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,653
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,173
−HK$1,541/mo
Today · 4.125%
HK$59,714
baseline
▲ 0.50% · 4.625%
HK$62,862
+HK$3,148/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$119,428/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,269 · Scale 2, in force from 26 Feb 2026)