LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,294
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,174
−HK$894/mo
Today · 4.125%
HK$30,068
baseline
▲ 0.50% · 4.625%
HK$31,898
+HK$1,830/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,136/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,477
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,321
−HK$856/mo
Today · 4.125%
HK$33,177
baseline
▲ 0.50% · 4.625%
HK$34,926
+HK$1,749/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,354/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,953
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,009
−HK$1,073/mo
Today · 4.125%
HK$36,082
baseline
▲ 0.50% · 4.625%
HK$38,278
+HK$2,196/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$72,164/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,772
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,785
−HK$1,028/mo
Today · 4.125%
HK$39,813
baseline
▲ 0.50% · 4.625%
HK$41,912
+HK$2,099/mo
Deposit HK$4.96M · loan HK$7.44M · min. income ≈ HK$79,626/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,612
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,844
−HK$1,252/mo
Today · 4.125%
HK$42,096
baseline
▲ 0.50% · 4.625%
HK$44,657
+HK$2,561/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$84,192/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,068
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,250
−HK$1,198/mo
Today · 4.125%
HK$46,448
baseline
▲ 0.50% · 4.625%
HK$48,897
+HK$2,449/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$92,896/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,929
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,514
−HK$1,609/mo
Today · 4.125%
HK$54,123
baseline
▲ 0.50% · 4.625%
HK$57,416
+HK$3,293/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$108,246/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,658
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,178
−HK$1,541/mo
Today · 4.125%
HK$59,719
baseline
▲ 0.50% · 4.625%
HK$62,867
+HK$3,148/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$119,438/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,311 · Scale 2, in force from 26 Feb 2026)