LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,295
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,175
−HK$895/mo
Today · 4.125%
HK$30,070
baseline
▲ 0.50% · 4.625%
HK$31,899
+HK$1,829/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,140/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,478
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,322
−HK$857/mo
Today · 4.125%
HK$33,179
baseline
▲ 0.50% · 4.625%
HK$34,928
+HK$1,749/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,358/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,954
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,011
−HK$1,073/mo
Today · 4.125%
HK$36,084
baseline
▲ 0.50% · 4.625%
HK$38,279
+HK$2,195/mo
Deposit HK$4.96M · loan HK$7.45M · min. income ≈ HK$72,168/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,774
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,787
−HK$1,028/mo
Today · 4.125%
HK$39,815
baseline
▲ 0.50% · 4.625%
HK$41,913
+HK$2,098/mo
Deposit HK$4.96M · loan HK$7.45M · min. income ≈ HK$79,630/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,613
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,846
−HK$1,251/mo
Today · 4.125%
HK$42,097
baseline
▲ 0.50% · 4.625%
HK$44,659
+HK$2,562/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$84,194/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,069
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,251
−HK$1,199/mo
Today · 4.125%
HK$46,450
baseline
▲ 0.50% · 4.625%
HK$48,899
+HK$2,449/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$92,900/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,932
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,516
−HK$1,609/mo
Today · 4.125%
HK$54,125
baseline
▲ 0.50% · 4.625%
HK$57,419
+HK$3,294/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$108,250/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,661
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,180
−HK$1,542/mo
Today · 4.125%
HK$59,722
baseline
▲ 0.50% · 4.625%
HK$62,870
+HK$3,148/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$119,444/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,331 · Scale 2, in force from 26 Feb 2026)