LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,296
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,176
−HK$894/mo
Today · 4.125%
HK$30,070
baseline
▲ 0.50% · 4.625%
HK$31,900
+HK$1,830/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,140/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,479
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,323
−HK$856/mo
Today · 4.125%
HK$33,179
baseline
▲ 0.50% · 4.625%
HK$34,928
+HK$1,749/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,358/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,955
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,011
−HK$1,073/mo
Today · 4.125%
HK$36,084
baseline
▲ 0.50% · 4.625%
HK$38,280
+HK$2,196/mo
Deposit HK$4.96M · loan HK$7.45M · min. income ≈ HK$72,168/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,774
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,788
−HK$1,027/mo
Today · 4.125%
HK$39,815
baseline
▲ 0.50% · 4.625%
HK$41,914
+HK$2,099/mo
Deposit HK$4.96M · loan HK$7.45M · min. income ≈ HK$79,630/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,614
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,846
−HK$1,252/mo
Today · 4.125%
HK$42,098
baseline
▲ 0.50% · 4.625%
HK$44,660
+HK$2,562/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$84,196/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,070
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,252
−HK$1,199/mo
Today · 4.125%
HK$46,451
baseline
▲ 0.50% · 4.625%
HK$48,900
+HK$2,449/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$92,902/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,932
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,517
−HK$1,609/mo
Today · 4.125%
HK$54,126
baseline
▲ 0.50% · 4.625%
HK$57,420
+HK$3,294/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$108,252/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,662
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,181
−HK$1,542/mo
Today · 4.125%
HK$59,723
baseline
▲ 0.50% · 4.625%
HK$62,871
+HK$3,148/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$119,446/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,338 · Scale 2, in force from 26 Feb 2026)