LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,297
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,177
−HK$894/mo
Today · 4.125%
HK$30,071
baseline
▲ 0.50% · 4.625%
HK$31,901
+HK$1,830/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$60,142/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,480
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,324
−HK$856/mo
Today · 4.125%
HK$33,180
baseline
▲ 0.50% · 4.625%
HK$34,929
+HK$1,749/mo
Deposit HK$6.20M · loan HK$6.20M · min. income ≈ HK$66,360/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,956
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,012
−HK$1,073/mo
Today · 4.125%
HK$36,085
baseline
▲ 0.50% · 4.625%
HK$38,281
+HK$2,196/mo
Deposit HK$4.96M · loan HK$7.45M · min. income ≈ HK$72,170/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,776
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,789
−HK$1,028/mo
Today · 4.125%
HK$39,817
baseline
▲ 0.50% · 4.625%
HK$41,915
+HK$2,098/mo
Deposit HK$4.96M · loan HK$7.45M · min. income ≈ HK$79,634/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,615
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$40,847
−HK$1,252/mo
Today · 4.125%
HK$42,099
baseline
▲ 0.50% · 4.625%
HK$44,661
+HK$2,562/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$84,198/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,072
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,254
−HK$1,199/mo
Today · 4.125%
HK$46,453
baseline
▲ 0.50% · 4.625%
HK$48,901
+HK$2,448/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$92,906/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,934
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,518
−HK$1,610/mo
Today · 4.125%
HK$54,128
baseline
▲ 0.50% · 4.625%
HK$57,421
+HK$3,293/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$108,256/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,663
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,183
−HK$1,542/mo
Today · 4.125%
HK$59,725
baseline
▲ 0.50% · 4.625%
HK$62,873
+HK$3,148/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$119,450/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,353 · Scale 2, in force from 26 Feb 2026)