LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,300
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,180
−HK$895/mo
Today · 4.125%
HK$30,075
baseline
▲ 0.50% · 4.625%
HK$31,905
+HK$1,830/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$60,150/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,484
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,328
−HK$856/mo
Today · 4.125%
HK$33,184
baseline
▲ 0.50% · 4.625%
HK$34,934
+HK$1,750/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$66,368/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,960
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,016
−HK$1,074/mo
Today · 4.125%
HK$36,090
baseline
▲ 0.50% · 4.625%
HK$38,286
+HK$2,196/mo
Deposit HK$4.96M · loan HK$7.45M · min. income ≈ HK$72,180/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,780
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,793
−HK$1,028/mo
Today · 4.125%
HK$39,821
baseline
▲ 0.50% · 4.625%
HK$41,920
+HK$2,099/mo
Deposit HK$4.96M · loan HK$7.45M · min. income ≈ HK$79,642/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,620
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,852
−HK$1,253/mo
Today · 4.125%
HK$42,105
baseline
▲ 0.50% · 4.625%
HK$44,667
+HK$2,562/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$84,210/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,077
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$45,259
−HK$1,199/mo
Today · 4.125%
HK$46,458
baseline
▲ 0.50% · 4.625%
HK$48,907
+HK$2,449/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$92,916/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,940
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$52,525
−HK$1,609/mo
Today · 4.125%
HK$54,134
baseline
▲ 0.50% · 4.625%
HK$57,428
+HK$3,294/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$108,268/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,670
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,190
−HK$1,542/mo
Today · 4.125%
HK$59,732
baseline
▲ 0.50% · 4.625%
HK$62,881
+HK$3,149/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$119,464/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,410 · Scale 2, in force from 26 Feb 2026)