LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,301
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,181
−HK$895/mo
Today · 4.125%
HK$30,076
baseline
▲ 0.50% · 4.625%
HK$31,906
+HK$1,830/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$60,152/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,484
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,329
−HK$856/mo
Today · 4.125%
HK$33,185
baseline
▲ 0.50% · 4.625%
HK$34,935
+HK$1,750/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$66,370/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,961
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,017
−HK$1,074/mo
Today · 4.125%
HK$36,091
baseline
▲ 0.50% · 4.625%
HK$38,287
+HK$2,196/mo
Deposit HK$4.96M · loan HK$7.45M · min. income ≈ HK$72,182/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,781
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,795
−HK$1,027/mo
Today · 4.125%
HK$39,822
baseline
▲ 0.50% · 4.625%
HK$41,922
+HK$2,100/mo
Deposit HK$4.96M · loan HK$7.45M · min. income ≈ HK$79,644/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,621
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,854
−HK$1,252/mo
Today · 4.125%
HK$42,106
baseline
▲ 0.50% · 4.625%
HK$44,668
+HK$2,562/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$84,212/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,078
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,260
−HK$1,200/mo
Today · 4.125%
HK$46,460
baseline
▲ 0.50% · 4.625%
HK$48,908
+HK$2,448/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$92,920/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,941
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,526
−HK$1,610/mo
Today · 4.125%
HK$54,136
baseline
▲ 0.50% · 4.625%
HK$57,430
+HK$3,294/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$108,272/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,672
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,192
−HK$1,542/mo
Today · 4.125%
HK$59,734
baseline
▲ 0.50% · 4.625%
HK$62,882
+HK$3,148/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$119,468/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,422 · Scale 2, in force from 26 Feb 2026)