LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,303
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,183
−HK$895/mo
Today · 4.125%
HK$30,078
baseline
▲ 0.50% · 4.625%
HK$31,908
+HK$1,830/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$60,156/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,486
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,331
−HK$857/mo
Today · 4.125%
HK$33,188
baseline
▲ 0.50% · 4.625%
HK$34,937
+HK$1,749/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$66,376/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,963
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,020
−HK$1,073/mo
Today · 4.125%
HK$36,093
baseline
▲ 0.50% · 4.625%
HK$38,289
+HK$2,196/mo
Deposit HK$4.96M · loan HK$7.45M · min. income ≈ HK$72,186/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,784
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,797
−HK$1,028/mo
Today · 4.125%
HK$39,825
baseline
▲ 0.50% · 4.625%
HK$41,924
+HK$2,099/mo
Deposit HK$4.96M · loan HK$7.45M · min. income ≈ HK$79,650/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,624
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,856
−HK$1,253/mo
Today · 4.125%
HK$42,109
baseline
▲ 0.50% · 4.625%
HK$44,671
+HK$2,562/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$84,218/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,081
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,263
−HK$1,200/mo
Today · 4.125%
HK$46,463
baseline
▲ 0.50% · 4.625%
HK$48,912
+HK$2,449/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$92,926/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,945
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$52,530
−HK$1,610/mo
Today · 4.125%
HK$54,140
baseline
▲ 0.50% · 4.625%
HK$57,434
+HK$3,294/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$108,280/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,676
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$58,196
−HK$1,542/mo
Today · 4.125%
HK$59,738
baseline
▲ 0.50% · 4.625%
HK$62,887
+HK$3,149/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$119,476/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,453 · Scale 2, in force from 26 Feb 2026)