LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,309
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,190
−HK$894/mo
Today · 4.125%
HK$30,084
baseline
▲ 0.50% · 4.625%
HK$31,915
+HK$1,831/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$60,168/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,494
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,338
−HK$857/mo
Today · 4.125%
HK$33,195
baseline
▲ 0.50% · 4.625%
HK$34,945
+HK$1,750/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$66,390/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,971
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,028
−HK$1,073/mo
Today · 4.125%
HK$36,101
baseline
▲ 0.50% · 4.625%
HK$38,298
+HK$2,197/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$72,202/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,792
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,806
−HK$1,028/mo
Today · 4.125%
HK$39,834
baseline
▲ 0.50% · 4.625%
HK$41,934
+HK$2,100/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$79,668/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,633
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,865
−HK$1,253/mo
Today · 4.125%
HK$42,118
baseline
▲ 0.50% · 4.625%
HK$44,681
+HK$2,563/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$84,236/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,091
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,273
−HK$1,200/mo
Today · 4.125%
HK$46,473
baseline
▲ 0.50% · 4.625%
HK$48,923
+HK$2,450/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$92,946/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,956
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,541
−HK$1,611/mo
Today · 4.125%
HK$54,152
baseline
▲ 0.50% · 4.625%
HK$57,447
+HK$3,295/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$108,304/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,688
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,209
−HK$1,542/mo
Today · 4.125%
HK$59,751
baseline
▲ 0.50% · 4.625%
HK$62,901
+HK$3,150/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$119,502/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,557 · Scale 2, in force from 26 Feb 2026)