LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,311
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,192
−HK$895/mo
Today · 4.125%
HK$30,087
baseline
▲ 0.50% · 4.625%
HK$31,917
+HK$1,830/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$60,174/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,496
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,341
−HK$857/mo
Today · 4.125%
HK$33,198
baseline
▲ 0.50% · 4.625%
HK$34,948
+HK$1,750/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$66,396/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,974
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,030
−HK$1,074/mo
Today · 4.125%
HK$36,104
baseline
▲ 0.50% · 4.625%
HK$38,301
+HK$2,197/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$72,208/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,795
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,809
−HK$1,028/mo
Today · 4.125%
HK$39,837
baseline
▲ 0.50% · 4.625%
HK$41,937
+HK$2,100/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$79,674/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,636
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$40,869
−HK$1,252/mo
Today · 4.125%
HK$42,121
baseline
▲ 0.50% · 4.625%
HK$44,684
+HK$2,563/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$84,242/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,095
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$45,277
−HK$1,200/mo
Today · 4.125%
HK$46,477
baseline
▲ 0.50% · 4.625%
HK$48,927
+HK$2,450/mo
Deposit HK$3.72M · loan HK$8.69M · min. income ≈ HK$92,954/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,960
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,546
−HK$1,610/mo
Today · 4.125%
HK$54,156
baseline
▲ 0.50% · 4.625%
HK$57,451
+HK$3,295/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$108,312/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,693
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,213
−HK$1,543/mo
Today · 4.125%
HK$59,756
baseline
▲ 0.50% · 4.625%
HK$62,906
+HK$3,150/mo
Deposit HK$1.24M · loan HK$11.17M · min. income ≈ HK$119,512/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,596 · Scale 2, in force from 26 Feb 2026)