LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,315
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,196
−HK$895/mo
Today · 4.125%
HK$30,091
baseline
▲ 0.50% · 4.625%
HK$31,922
+HK$1,831/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$60,182/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,500
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,345
−HK$857/mo
Today · 4.125%
HK$33,202
baseline
▲ 0.50% · 4.625%
HK$34,952
+HK$1,750/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$66,404/mo (50% DSR)
Upfront cash ≈ HK$6.67M (deposit + AVD stamp duty HK$465,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,978
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,035
−HK$1,074/mo
Today · 4.125%
HK$36,109
baseline
▲ 0.50% · 4.625%
HK$38,306
+HK$2,197/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$72,218/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,800
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,814
−HK$1,029/mo
Today · 4.125%
HK$39,843
baseline
▲ 0.50% · 4.625%
HK$41,943
+HK$2,100/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$79,686/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,641
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,874
−HK$1,253/mo
Today · 4.125%
HK$42,127
baseline
▲ 0.50% · 4.625%
HK$44,690
+HK$2,563/mo
Deposit HK$3.73M · loan HK$8.69M · min. income ≈ HK$84,254/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,100
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,283
−HK$1,200/mo
Today · 4.125%
HK$46,483
baseline
▲ 0.50% · 4.625%
HK$48,933
+HK$2,450/mo
Deposit HK$3.73M · loan HK$8.69M · min. income ≈ HK$92,966/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,967
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$52,553
−HK$1,610/mo
Today · 4.125%
HK$54,163
baseline
▲ 0.50% · 4.625%
HK$57,459
+HK$3,296/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$108,326/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,701
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$58,221
−HK$1,543/mo
Today · 4.125%
HK$59,764
baseline
▲ 0.50% · 4.625%
HK$62,914
+HK$3,150/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$119,528/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,658 · Scale 2, in force from 26 Feb 2026)