LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,318
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,199
−HK$895/mo
Today · 4.125%
HK$30,094
baseline
▲ 0.50% · 4.625%
HK$31,925
+HK$1,831/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$60,188/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$465,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,504
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,349
−HK$857/mo
Today · 4.125%
HK$33,206
baseline
▲ 0.50% · 4.625%
HK$34,956
+HK$1,750/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$66,412/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$465,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,982
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,039
−HK$1,074/mo
Today · 4.125%
HK$36,113
baseline
▲ 0.50% · 4.625%
HK$38,311
+HK$2,198/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$72,226/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,805
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,819
−HK$1,028/mo
Today · 4.125%
HK$39,847
baseline
▲ 0.50% · 4.625%
HK$41,948
+HK$2,101/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$79,694/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,646
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,879
−HK$1,253/mo
Today · 4.125%
HK$42,132
baseline
▲ 0.50% · 4.625%
HK$44,696
+HK$2,564/mo
Deposit HK$3.73M · loan HK$8.69M · min. income ≈ HK$84,264/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,106
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,289
−HK$1,200/mo
Today · 4.125%
HK$46,489
baseline
▲ 0.50% · 4.625%
HK$48,939
+HK$2,450/mo
Deposit HK$3.73M · loan HK$8.69M · min. income ≈ HK$92,978/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,973
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,559
−HK$1,611/mo
Today · 4.125%
HK$54,170
baseline
▲ 0.50% · 4.625%
HK$57,466
+HK$3,296/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$108,340/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,707
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,228
−HK$1,543/mo
Today · 4.125%
HK$59,771
baseline
▲ 0.50% · 4.625%
HK$62,922
+HK$3,151/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$119,542/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,713 · Scale 2, in force from 26 Feb 2026)