LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,321
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,202
−HK$895/mo
Today · 4.125%
HK$30,097
baseline
▲ 0.50% · 4.625%
HK$31,928
+HK$1,831/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$60,194/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$465,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,506
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,351
−HK$858/mo
Today · 4.125%
HK$33,209
baseline
▲ 0.50% · 4.625%
HK$34,959
+HK$1,750/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$66,418/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$465,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,985
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,042
−HK$1,074/mo
Today · 4.125%
HK$36,116
baseline
▲ 0.50% · 4.625%
HK$38,313
+HK$2,197/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$72,232/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,808
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,822
−HK$1,028/mo
Today · 4.125%
HK$39,850
baseline
▲ 0.50% · 4.625%
HK$41,951
+HK$2,101/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$79,700/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,649
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$40,882
−HK$1,253/mo
Today · 4.125%
HK$42,135
baseline
▲ 0.50% · 4.625%
HK$44,699
+HK$2,564/mo
Deposit HK$3.73M · loan HK$8.69M · min. income ≈ HK$84,270/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,109
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,292
−HK$1,200/mo
Today · 4.125%
HK$46,492
baseline
▲ 0.50% · 4.625%
HK$48,943
+HK$2,451/mo
Deposit HK$3.73M · loan HK$8.69M · min. income ≈ HK$92,984/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,977
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$52,563
−HK$1,611/mo
Today · 4.125%
HK$54,174
baseline
▲ 0.50% · 4.625%
HK$57,470
+HK$3,296/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$108,348/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,711
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,232
−HK$1,543/mo
Today · 4.125%
HK$59,775
baseline
▲ 0.50% · 4.625%
HK$62,926
+HK$3,151/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$119,550/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,747 · Scale 2, in force from 26 Feb 2026)