LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,325
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,206
−HK$895/mo
Today · 4.125%
HK$30,101
baseline
▲ 0.50% · 4.625%
HK$31,933
+HK$1,832/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$60,202/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$465,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,511
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,357
−HK$857/mo
Today · 4.125%
HK$33,214
baseline
▲ 0.50% · 4.625%
HK$34,965
+HK$1,751/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$66,428/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$465,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,990
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,047
−HK$1,075/mo
Today · 4.125%
HK$36,122
baseline
▲ 0.50% · 4.625%
HK$38,320
+HK$2,198/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$72,244/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,814
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,828
−HK$1,029/mo
Today · 4.125%
HK$39,857
baseline
▲ 0.50% · 4.625%
HK$41,958
+HK$2,101/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$79,714/mo (50% DSR)
Upfront cash ≈ HK$5.43M (deposit + AVD stamp duty HK$465,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,655
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,889
−HK$1,253/mo
Today · 4.125%
HK$42,142
baseline
▲ 0.50% · 4.625%
HK$44,706
+HK$2,564/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$84,284/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,116
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,299
−HK$1,201/mo
Today · 4.125%
HK$46,500
baseline
▲ 0.50% · 4.625%
HK$48,951
+HK$2,451/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$93,000/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,985
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,571
−HK$1,612/mo
Today · 4.125%
HK$54,183
baseline
▲ 0.50% · 4.625%
HK$57,479
+HK$3,296/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$108,366/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,721
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$58,242
−HK$1,543/mo
Today · 4.125%
HK$59,785
baseline
▲ 0.50% · 4.625%
HK$62,936
+HK$3,151/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$119,570/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,823 · Scale 2, in force from 26 Feb 2026)