LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,330
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,211
−HK$896/mo
Today · 4.125%
HK$30,107
baseline
▲ 0.50% · 4.625%
HK$31,938
+HK$1,831/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$60,214/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$465,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,517
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,362
−HK$858/mo
Today · 4.125%
HK$33,220
baseline
▲ 0.50% · 4.625%
HK$34,971
+HK$1,751/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$66,440/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$465,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,996
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,053
−HK$1,075/mo
Today · 4.125%
HK$36,128
baseline
▲ 0.50% · 4.625%
HK$38,326
+HK$2,198/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$72,256/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$465,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,820
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,835
−HK$1,028/mo
Today · 4.125%
HK$39,863
baseline
▲ 0.50% · 4.625%
HK$41,965
+HK$2,102/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$79,726/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$465,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,662
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,896
−HK$1,253/mo
Today · 4.125%
HK$42,149
baseline
▲ 0.50% · 4.625%
HK$44,714
+HK$2,565/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$84,298/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,124
−HK$2,383/mo
▼ 0.25% · 3.875%
HK$45,307
−HK$1,200/mo
Today · 4.125%
HK$46,507
baseline
▲ 0.50% · 4.625%
HK$48,959
+HK$2,452/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$93,014/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,994
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,580
−HK$1,612/mo
Today · 4.125%
HK$54,192
baseline
▲ 0.50% · 4.625%
HK$57,489
+HK$3,297/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$108,384/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,730
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,252
−HK$1,543/mo
Today · 4.125%
HK$59,795
baseline
▲ 0.50% · 4.625%
HK$62,947
+HK$3,152/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$119,590/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,902 · Scale 2, in force from 26 Feb 2026)