LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,331
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,212
−HK$895/mo
Today · 4.125%
HK$30,107
baseline
▲ 0.50% · 4.625%
HK$31,939
+HK$1,832/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$60,214/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$465,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,518
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,363
−HK$857/mo
Today · 4.125%
HK$33,220
baseline
▲ 0.50% · 4.625%
HK$34,972
+HK$1,752/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$66,440/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$465,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,997
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,054
−HK$1,075/mo
Today · 4.125%
HK$36,129
baseline
▲ 0.50% · 4.625%
HK$38,327
+HK$2,198/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$72,258/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$465,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,821
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,836
−HK$1,029/mo
Today · 4.125%
HK$39,865
baseline
▲ 0.50% · 4.625%
HK$41,966
+HK$2,101/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$79,730/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$465,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,663
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,897
−HK$1,253/mo
Today · 4.125%
HK$42,150
baseline
▲ 0.50% · 4.625%
HK$44,715
+HK$2,565/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$84,300/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,125
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,308
−HK$1,201/mo
Today · 4.125%
HK$46,509
baseline
▲ 0.50% · 4.625%
HK$48,960
+HK$2,451/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$93,018/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,995
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,582
−HK$1,611/mo
Today · 4.125%
HK$54,193
baseline
▲ 0.50% · 4.625%
HK$57,491
+HK$3,298/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$108,386/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,732
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,253
−HK$1,544/mo
Today · 4.125%
HK$59,797
baseline
▲ 0.50% · 4.625%
HK$62,949
+HK$3,152/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$119,594/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,914 · Scale 2, in force from 26 Feb 2026)