LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,332
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,213
−HK$896/mo
Today · 4.125%
HK$30,109
baseline
▲ 0.50% · 4.625%
HK$31,941
+HK$1,832/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$60,218/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$465,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,519
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,364
−HK$858/mo
Today · 4.125%
HK$33,222
baseline
▲ 0.50% · 4.625%
HK$34,973
+HK$1,751/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$66,444/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$465,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,998
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,056
−HK$1,074/mo
Today · 4.125%
HK$36,130
baseline
▲ 0.50% · 4.625%
HK$38,329
+HK$2,199/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$72,260/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$465,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,823
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,837
−HK$1,029/mo
Today · 4.125%
HK$39,866
baseline
▲ 0.50% · 4.625%
HK$41,968
+HK$2,102/mo
Deposit HK$4.97M · loan HK$7.45M · min. income ≈ HK$79,732/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$465,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,665
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$40,899
−HK$1,253/mo
Today · 4.125%
HK$42,152
baseline
▲ 0.50% · 4.625%
HK$44,717
+HK$2,565/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$84,304/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,127
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,310
−HK$1,201/mo
Today · 4.125%
HK$46,511
baseline
▲ 0.50% · 4.625%
HK$48,962
+HK$2,451/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$93,022/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,998
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$52,584
−HK$1,612/mo
Today · 4.125%
HK$54,196
baseline
▲ 0.50% · 4.625%
HK$57,493
+HK$3,297/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$108,392/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,734
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,256
−HK$1,544/mo
Today · 4.125%
HK$59,800
baseline
▲ 0.50% · 4.625%
HK$62,952
+HK$3,152/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$119,600/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,935 · Scale 2, in force from 26 Feb 2026)