LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,335
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,217
−HK$895/mo
Today · 4.125%
HK$30,112
baseline
▲ 0.50% · 4.625%
HK$31,944
+HK$1,832/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$60,224/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$465,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,523
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,368
−HK$858/mo
Today · 4.125%
HK$33,226
baseline
▲ 0.50% · 4.625%
HK$34,977
+HK$1,751/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$66,452/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$465,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,002
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,060
−HK$1,074/mo
Today · 4.125%
HK$36,134
baseline
▲ 0.50% · 4.625%
HK$38,333
+HK$2,199/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$72,268/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$465,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,827
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,842
−HK$1,029/mo
Today · 4.125%
HK$39,871
baseline
▲ 0.50% · 4.625%
HK$41,972
+HK$2,101/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$79,742/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$465,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,669
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,903
−HK$1,254/mo
Today · 4.125%
HK$42,157
baseline
▲ 0.50% · 4.625%
HK$44,722
+HK$2,565/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$84,314/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,132
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,315
−HK$1,201/mo
Today · 4.125%
HK$46,516
baseline
▲ 0.50% · 4.625%
HK$48,968
+HK$2,452/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$93,032/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,003
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,590
−HK$1,612/mo
Today · 4.125%
HK$54,202
baseline
▲ 0.50% · 4.625%
HK$57,500
+HK$3,298/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$108,404/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,741
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$58,262
−HK$1,544/mo
Today · 4.125%
HK$59,806
baseline
▲ 0.50% · 4.625%
HK$62,959
+HK$3,153/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$119,612/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,986 · Scale 2, in force from 26 Feb 2026)