LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,336
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,217
−HK$896/mo
Today · 4.125%
HK$30,113
baseline
▲ 0.50% · 4.625%
HK$31,945
+HK$1,832/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$60,226/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$465,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,523
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,369
−HK$857/mo
Today · 4.125%
HK$33,226
baseline
▲ 0.50% · 4.625%
HK$34,978
+HK$1,752/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$66,452/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$465,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,003
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,061
−HK$1,074/mo
Today · 4.125%
HK$36,135
baseline
▲ 0.50% · 4.625%
HK$38,334
+HK$2,199/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$72,270/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$465,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,828
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,843
−HK$1,029/mo
Today · 4.125%
HK$39,872
baseline
▲ 0.50% · 4.625%
HK$41,973
+HK$2,101/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$79,744/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$465,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,670
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,904
−HK$1,254/mo
Today · 4.125%
HK$42,158
baseline
▲ 0.50% · 4.625%
HK$44,723
+HK$2,565/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$84,316/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,133
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,316
−HK$1,201/mo
Today · 4.125%
HK$46,517
baseline
▲ 0.50% · 4.625%
HK$48,969
+HK$2,452/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$93,034/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$465,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,004
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,591
−HK$1,612/mo
Today · 4.125%
HK$54,203
baseline
▲ 0.50% · 4.625%
HK$57,501
+HK$3,298/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$108,406/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,742
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,264
−HK$1,544/mo
Today · 4.125%
HK$59,808
baseline
▲ 0.50% · 4.625%
HK$62,960
+HK$3,152/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$119,616/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$465,998 · Scale 2, in force from 26 Feb 2026)