LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,338
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,220
−HK$895/mo
Today · 4.125%
HK$30,115
baseline
▲ 0.50% · 4.625%
HK$31,948
+HK$1,833/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$60,230/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$466,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,526
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,372
−HK$857/mo
Today · 4.125%
HK$33,229
baseline
▲ 0.50% · 4.625%
HK$34,981
+HK$1,752/mo
Deposit HK$6.21M · loan HK$6.21M · min. income ≈ HK$66,458/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$466,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,006
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,064
−HK$1,075/mo
Today · 4.125%
HK$36,139
baseline
▲ 0.50% · 4.625%
HK$38,337
+HK$2,198/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$72,278/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,831
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,846
−HK$1,029/mo
Today · 4.125%
HK$39,875
baseline
▲ 0.50% · 4.625%
HK$41,977
+HK$2,102/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$79,750/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,674
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,908
−HK$1,254/mo
Today · 4.125%
HK$42,162
baseline
▲ 0.50% · 4.625%
HK$44,727
+HK$2,565/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$84,324/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$466,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,137
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$45,320
−HK$1,201/mo
Today · 4.125%
HK$46,521
baseline
▲ 0.50% · 4.625%
HK$48,973
+HK$2,452/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$93,042/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$466,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,009
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$52,596
−HK$1,612/mo
Today · 4.125%
HK$54,208
baseline
▲ 0.50% · 4.625%
HK$57,506
+HK$3,298/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$108,416/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,747
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,269
−HK$1,544/mo
Today · 4.125%
HK$59,813
baseline
▲ 0.50% · 4.625%
HK$62,966
+HK$3,153/mo
Deposit HK$1.24M · loan HK$11.18M · min. income ≈ HK$119,626/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,040 · Scale 2, in force from 26 Feb 2026)