LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,346
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,227
−HK$896/mo
Today · 4.125%
HK$30,123
baseline
▲ 0.50% · 4.625%
HK$31,956
+HK$1,833/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,246/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$466,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,534
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,380
−HK$858/mo
Today · 4.125%
HK$33,238
baseline
▲ 0.50% · 4.625%
HK$34,990
+HK$1,752/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,476/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$466,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,015
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,073
−HK$1,075/mo
Today · 4.125%
HK$36,148
baseline
▲ 0.50% · 4.625%
HK$38,347
+HK$2,199/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$72,296/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,841
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,856
−HK$1,029/mo
Today · 4.125%
HK$39,885
baseline
▲ 0.50% · 4.625%
HK$41,988
+HK$2,103/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$79,770/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,684
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,918
−HK$1,254/mo
Today · 4.125%
HK$42,172
baseline
▲ 0.50% · 4.625%
HK$44,738
+HK$2,566/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$84,344/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,148
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,332
−HK$1,201/mo
Today · 4.125%
HK$46,533
baseline
▲ 0.50% · 4.625%
HK$48,986
+HK$2,453/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$93,066/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,022
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,609
−HK$1,613/mo
Today · 4.125%
HK$54,222
baseline
▲ 0.50% · 4.625%
HK$57,521
+HK$3,299/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$108,444/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,762
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$58,284
−HK$1,544/mo
Today · 4.125%
HK$59,828
baseline
▲ 0.50% · 4.625%
HK$62,982
+HK$3,154/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$119,656/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,159 · Scale 2, in force from 26 Feb 2026)