LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,350
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$29,231
−HK$896/mo
Today · 4.125%
HK$30,127
baseline
▲ 0.50% · 4.625%
HK$31,960
+HK$1,833/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,254/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$466,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,539
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,384
−HK$859/mo
Today · 4.125%
HK$33,243
baseline
▲ 0.50% · 4.625%
HK$34,995
+HK$1,752/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,486/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$466,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,019
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,078
−HK$1,075/mo
Today · 4.125%
HK$36,153
baseline
▲ 0.50% · 4.625%
HK$38,353
+HK$2,200/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$72,306/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,846
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,861
−HK$1,030/mo
Today · 4.125%
HK$39,891
baseline
▲ 0.50% · 4.625%
HK$41,994
+HK$2,103/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$79,782/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,689
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,924
−HK$1,254/mo
Today · 4.125%
HK$42,178
baseline
▲ 0.50% · 4.625%
HK$44,745
+HK$2,567/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$84,356/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,154
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,338
−HK$1,202/mo
Today · 4.125%
HK$46,540
baseline
▲ 0.50% · 4.625%
HK$48,993
+HK$2,453/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$93,080/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,029
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,616
−HK$1,613/mo
Today · 4.125%
HK$54,229
baseline
▲ 0.50% · 4.625%
HK$57,529
+HK$3,300/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$108,458/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,769
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,292
−HK$1,545/mo
Today · 4.125%
HK$59,837
baseline
▲ 0.50% · 4.625%
HK$62,991
+HK$3,154/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$119,674/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,224 · Scale 2, in force from 26 Feb 2026)