LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,350
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,232
−HK$896/mo
Today · 4.125%
HK$30,128
baseline
▲ 0.50% · 4.625%
HK$31,961
+HK$1,833/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,256/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$466,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,539
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,385
−HK$858/mo
Today · 4.125%
HK$33,243
baseline
▲ 0.50% · 4.625%
HK$34,996
+HK$1,753/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,486/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$466,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,020
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,079
−HK$1,075/mo
Today · 4.125%
HK$36,154
baseline
▲ 0.50% · 4.625%
HK$38,354
+HK$2,200/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$72,308/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,847
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,862
−HK$1,030/mo
Today · 4.125%
HK$39,892
baseline
▲ 0.50% · 4.625%
HK$41,995
+HK$2,103/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$79,784/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,690
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,925
−HK$1,254/mo
Today · 4.125%
HK$42,179
baseline
▲ 0.50% · 4.625%
HK$44,746
+HK$2,567/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$84,358/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,155
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,339
−HK$1,202/mo
Today · 4.125%
HK$46,541
baseline
▲ 0.50% · 4.625%
HK$48,994
+HK$2,453/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$93,082/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,031
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,618
−HK$1,613/mo
Today · 4.125%
HK$54,231
baseline
▲ 0.50% · 4.625%
HK$57,530
+HK$3,299/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$108,462/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,771
−HK$3,067/mo
▼ 0.25% · 3.875%
HK$58,294
−HK$1,544/mo
Today · 4.125%
HK$59,838
baseline
▲ 0.50% · 4.625%
HK$62,992
+HK$3,154/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$119,676/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,236 · Scale 2, in force from 26 Feb 2026)