LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,355
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,237
−HK$896/mo
Today · 4.125%
HK$30,133
baseline
▲ 0.50% · 4.625%
HK$31,966
+HK$1,833/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,266/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$466,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,544
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,390
−HK$859/mo
Today · 4.125%
HK$33,249
baseline
▲ 0.50% · 4.625%
HK$35,001
+HK$1,752/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,498/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$466,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,026
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,084
−HK$1,075/mo
Today · 4.125%
HK$36,159
baseline
▲ 0.50% · 4.625%
HK$38,360
+HK$2,201/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$72,318/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,853
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,868
−HK$1,030/mo
Today · 4.125%
HK$39,898
baseline
▲ 0.50% · 4.625%
HK$42,001
+HK$2,103/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$79,796/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,697
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,931
−HK$1,255/mo
Today · 4.125%
HK$42,186
baseline
▲ 0.50% · 4.625%
HK$44,753
+HK$2,567/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$84,372/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,162
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,347
−HK$1,201/mo
Today · 4.125%
HK$46,548
baseline
▲ 0.50% · 4.625%
HK$49,002
+HK$2,454/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$93,096/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,039
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$52,626
−HK$1,613/mo
Today · 4.125%
HK$54,239
baseline
▲ 0.50% · 4.625%
HK$57,539
+HK$3,300/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$108,478/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,780
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,303
−HK$1,545/mo
Today · 4.125%
HK$59,848
baseline
▲ 0.50% · 4.625%
HK$63,002
+HK$3,154/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$119,696/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,309 · Scale 2, in force from 26 Feb 2026)