LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,355
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,237
−HK$896/mo
Today · 4.125%
HK$30,133
baseline
▲ 0.50% · 4.625%
HK$31,967
+HK$1,834/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,266/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$466,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,545
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,391
−HK$858/mo
Today · 4.125%
HK$33,249
baseline
▲ 0.50% · 4.625%
HK$35,002
+HK$1,753/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,498/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$466,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,026
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,084
−HK$1,076/mo
Today · 4.125%
HK$36,160
baseline
▲ 0.50% · 4.625%
HK$38,360
+HK$2,200/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$72,320/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,854
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,869
−HK$1,030/mo
Today · 4.125%
HK$39,899
baseline
▲ 0.50% · 4.625%
HK$42,002
+HK$2,103/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$79,798/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,697
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,932
−HK$1,254/mo
Today · 4.125%
HK$42,186
baseline
▲ 0.50% · 4.625%
HK$44,753
+HK$2,567/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$84,372/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,163
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,347
−HK$1,201/mo
Today · 4.125%
HK$46,548
baseline
▲ 0.50% · 4.625%
HK$49,002
+HK$2,454/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$93,096/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,039
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,627
−HK$1,613/mo
Today · 4.125%
HK$54,240
baseline
▲ 0.50% · 4.625%
HK$57,540
+HK$3,300/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$108,480/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,780
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,303
−HK$1,545/mo
Today · 4.125%
HK$59,848
baseline
▲ 0.50% · 4.625%
HK$63,003
+HK$3,155/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$119,696/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,313 · Scale 2, in force from 26 Feb 2026)